Valencia, Santa Clarita and Stevenson Ranch real estate and homes for sale in California - Sharon Lajer, REALTOR® Sharon Lajer REALTOR(r) for Valencia, Santa Clarita and Stevenson Ranch, California real estate - NUMBER1EXPERT™ Sharon Lajer NUMBER1EXPERT(tm) for Valencia, Santa Clarita and Stevenson Ranch, California real estate
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Sharon Lajer, REALTORŪ, real estate agent and broker for Valencia, Santa Clarita and Stevenson Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 661.702.4707 or 661.222.7952.


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Sharon Lajer, REALTORŪ, real estate agent and broker for Valencia, Santa Clarita and Stevenson Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm) Sharon Lajer, REALTORŪ, real estate agent and broker for Valencia, Santa Clarita and Stevenson Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm)
Sharon Lajer, REALTORŪ, real estate agent and broker for Valencia, Santa Clarita and Stevenson Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Valencia, Santa Clarita, and Stevenson Ranch, California Real Estate including Canyon Country, Castaic, Westridge, Saugus, Newhall, Sand Canyon, Acton & Agua Dulce. Get information on the latest foreclosures too.
If you are experiencing financial distress and your home is worth less than your mortgage, I may be able to help you prevent foreclosure via a short sale. I have the educational designation of a CDPE, Certified Distressed Property Expert. I would be glad to answer you questions and all information is confidential.
 


Looking for homes? Thinking of selling? Search everything the web has to offer, right here! I have lived here since 1980, so I know the area.
NOW is the time to stop renting! First time buyer's (anyone who has not owned a home in the past 3 years) get a tax credit up to $8000, and move up buyers can get a credit up to $6500 subject to certain income and time limitations. With low interest rates, FHA available with only 3.5% down, VA still zero down, and low prices, you should consider taking advantage of this market. We can do an easy analysis to see if purchasing would be a wise financial move for you. 

INVESTORS, you might be able to get a positive cash flow with the new lower prices. 

STOP FORECLOSURE! I am a Certified Distressed Property Expert and I would be happy to answer your questions and determine what is your best recourse. There is NO cost to you, you do not even pay a commission if you are elgible to sell your home as a "short sale". There are new streamlined short sale procedures, that are supposed to go into effect in April 2010. These apply to certain loans, and it will enable a seller to go through the short sale process much faster, and buyers will not be as reluctant to bid on a short sale listing. Contact me for more information. A foreclosure has many negative consequences and a short sale may better serve your interests in the future. For example, a foreclosure can prevent you from getting or keeping a security clearance, your credit will sustain major damage, and several other negative results. It is hard to make a decision when you are under financial stress, but making a correct decision now will have an effect on your future. 

Get info on whatever type of home you are searching for; Santa Clarita, Valencia, or Stevenson Ranch, including foreclosures, luxury homes and estates, condos, townhouses or a moderately priced single family home. Don't miss my Feature Homes. If you are looking for a home, please do not be discouraged that many of my personal listings are sold.....I will show you how to search the MLS for ALL listed properties. As a home buyer, you want to find the BEST home, regardless of who has it listed. Just let me know that you want to search, on your own, and I can show you how. And, if you are selling, be assured I will get your home sold quickly, just as I have for my other seller clients. 

Need local real estate information? I've summarized much of what is important about the Santa Clarita, Valencia, and Stevenson Ranch real estate market in this site. Check the top "button" called LOCAL INFO to get information about the different communities in the Santa Clarita Valley, school info, links, etc. 

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted professional real estate partner, I will help you find the best home in your area within your price range. 

And together we will sell your home, for as much as the market will bear, and as quickly as possible. Before you sign a contract with anyone, allow me the opportunity to show you why I have been successful in helping sellers MAXIMIZE THEIR PROFITS with the fewest hassles! 

Buying and selling a home is one of the biggest events in your life. As a top Valencia, Santa Clarita, Stevenson Ranch and Castaic Realtor, I have the experience and track record you are looking for. Please let me help. I look forward to being of service. 

Sharon Lajer
Broker, GRI, Realtor, QSC,CDPE (Certified Distressed Property Expert)
DRE # 00857408
RE/MAX of Santa Clarita
RE/MAX of Valencia
Platinum Club Member - Top 1% of Realtors in the nation & RE/MAX Hall of Fame member
661.702.4707 or 661.222.7952
 




School Reports in Valencia, Santa Clarita, and Stevenson Ranch, California
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Valencia, Santa Clarita, and Stevenson Ranch 

Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
Which hazardous substance is contained in sixty-four million houses and apartments?

A 
HUD estimates that 64 million homes and apartments built before 1978 contain lead-based paint.
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Sharon Lajer, REALTORŪ, real estate agent and broker for Valencia, Santa Clarita and Stevenson Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sharon Lajer, Broker Assoc., GRI, REALTOR
RE/MAX of Santa Clarita

"Each Office Independently Owned and Operated"
27720 Dickason Drive
Valencia, CA 91355
Office: 661.702.4707
Office 2: 661.222.7952
Fax: 866.475.9556
Email: SHARONLAJER@NUMBER1EXPERT.COM
Email2: sharonscv@sbcglobal.net

Having lived in the area since 1980, Sharon has been a part of the dynamic growth of the Santa Clarita Valley. Over Twenty-five years in the Real Estate Industry has only added to her expertise in knowing the ins and outs of buying ,selling and investing in this growing Real Estate market. She has helped hundreds of people find a home that suits their lifestyle and budget. SERVICE is the keyword that exemplifies what she provides her many satisfied clients. For an intimate knowledge of the market and love of the valley she calls "Home", contact Sharon today for up to the minute info on availability and advice on buying or selling a home.

REALTOR GRI CDPE MLS Equal Housing


RE/MAX of Santa Clarita real estate and homes for sale in Valencia, Santa Clarita and Stevenson Ranch California

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