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Real Estate Dictionary: Valencia, Santa Clarita and Stevenson Ranch California home buying, real estate listings, and homes for sale in Los Angeles County, CA

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Sharon Lajer, REALTORŽ, real estate agent and broker for Valencia, Santa Clarita and Stevenson Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sharon Lajer, Broker Assoc., GRI, REALTOR
RE/MAX of Santa Clarita
"Each Office Independently Owned and Operated"
27720 Dickason Drive
Valencia, CA 91355
Office: 661.702.4707
Cell: 661.904.6222
Fax: 866.475.9556
Email: SHARONLAJER@NUMBER1EXPERT.COM
Email2: sharonscv@sbcglobal.net
Having lived in the area since 1980, Sharon has been a part of the dynamic growth of the Santa Clarita Valley. Over Twenty-seven years in the Real Estate Industry has only added to her expertise in knowing the ins and outs of buying ,selling and investing in this growing Real Estate market. Earning the coveted GRI (Graduate Real Estate Institution), QSC (Quality Service Certified) with a Platinum customer rating, and CDPE (Certified Distressed Property Expert) designations has enabled Sharon to provide her clients with a wealth of knowledge. She has helped hundreds of people find a home that suits their lifestyle and budget. Her diverse marketing creates the ability for her listings to be sold for the best price in the least amount of time. SERVICE is the keyword that exemplifies what she provides her many satisfied clients. For an intimate knowledge of the market and love of the valley she calls "Home", contact Sharon today for up to the minute info on availability and advice on buying or selling a home.

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